Terms of Use

Last Updated: 10 May 2026

Agreement to Terms

By accessing or using the Vortex Arc website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Services Description

Vortex Arc provides financial education and consultation services designed to help individuals understand and manage their personal finances. Our services include:

• Financial planning consultations
• Budget management guidance
• Savings strategy reviews
• Debt management advice
• Investment basics education
• Personal finance assessments

Important Disclaimers

Not Financial Advice

The information and guidance provided by Vortex Arc are for educational purposes only and should not be construed as professional financial, investment, tax, or legal advice. We do not provide regulated financial advice as defined by UK financial regulations.

No Investment Recommendations

We do not recommend specific financial products, securities, or investment strategies. Any discussion of investment topics is purely educational and should not be interpreted as a recommendation to buy, sell, or hold any financial instrument.

Individual Responsibility

You are solely responsible for your financial decisions. We encourage you to consult with qualified, regulated professionals before making significant financial decisions.

Service Terms

Booking and Payment

• Services are provided on a fee-for-service basis with pricing displayed on our website
• Payment is required in advance of scheduled sessions
• Prices are in British Pounds (GBP) and include applicable VAT
• We reserve the right to modify pricing with notice

Cancellation Policy

• Cancellations made 48 hours or more before a scheduled session are eligible for a full refund
• Cancellations made less than 48 hours before a session are non-refundable
• We reserve the right to cancel sessions due to unforeseen circumstances and will provide a full refund

Confidentiality

Information shared during consultations is treated as confidential, subject to our Privacy Policy and legal obligations. However, we are not bound by the same confidentiality standards as regulated financial advisors or legal professionals.

Website Use

Acceptable Use

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the website. Prohibited activities include:

• Attempting to gain unauthorised access to our systems
• Introducing viruses, malware, or other malicious code
• Copying, reproducing, or distributing content without permission
• Using automated systems to scrape or collect data
• Impersonating others or providing false information

Intellectual Property

All content on this website, including text, graphics, logos, and software, is owned by or licensed to Vortex Arc and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

User Content

If you submit content to our website (such as through forms or communications), you grant us a non-exclusive, royalty-free license to use that content for the purpose of providing our services. You warrant that any content you submit does not violate the rights of third parties.

Limitation of Liability

To the fullest extent permitted by law:

• We provide our services "as is" without warranties of any kind
• We are not liable for any financial losses resulting from your use of our services or reliance on information provided
• Our total liability for any claim arising from our services is limited to the amount you paid for those services
• We are not liable for indirect, consequential, or incidental damages

This limitation does not affect liability that cannot be excluded or limited under applicable law.

Indemnification

You agree to indemnify and hold harmless Vortex Arc, its employees, and contractors from any claims, losses, or expenses arising from your use of our services or violation of these terms.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Links do not constitute endorsement.

Data Protection

Your use of our website and services is subject to our Privacy Policy and GDPR compliance statement. By using our services, you consent to our data practices as described in those documents.

Termination

We reserve the right to terminate or suspend your access to our website and services at any time, with or without notice, for any reason including violation of these terms.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Terms

We may update these Terms of Use from time to time. Changes will be posted on this page with an updated revision date. Continued use of our website and services after changes constitutes acceptance of the modified terms.

Entire Agreement

These Terms of Use, together with our Privacy Policy, GDPR statement, and Cookies Policy, constitute the entire agreement between you and Vortex Arc regarding use of our website and services.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 47 Wellington Street, Leeds, LS1 4HZ, United Kingdom